If you’re searching for a Forex and CFD prop firm with flexible challenge options, no fixed evaluation deadline, news trading, and regular reward opportunities, Funded Trading Plus (FT+) is worth taking a closer look at.
But what does FT+ actually offer in 2026, and what should traders know before paying for a challenge?
In this review, we examine its current programs, trading rules, drawdown, payouts, platforms, and the important details behind its advertised funding.
What Is Funded Trading Plus?
Funded Trading Plus is a proprietary trading firm offering 100% simulated trading accounts. Traders complete an evaluation or choose an instant program, and successful traders can become eligible for performance-based rewards paid in real-world funds. FT+ also states that its simulated accounts use virtual funds rather than real trading capital.
The company currently offers Instant Funding, 1-Step Express, 2-Step Classic, and its new Activation Accounts. Older programs shown in some online reviews are now classified as legacy programs and are no longer available for new purchases.
Funded Trading Plus Forex & CFD Programs
FT+ currently provides several routes:
1-Step Express
The 1-Step Express is designed for traders who want a single evaluation stage.
Current advertised conditions include:
- 10% simulated profit target
- 4% maximum daily loss
- 6% trailing maximum loss
- No time limit
- Weekend holding allowed
- News trading allowed subject to policy
- 80% standard reward split
- Reward cycle beginning from Day 0 and then every 7 days
The program offers account sizes from $10,000 to $200,000.
2-Step Classic
The 2-Step Classic uses two evaluation phases.
Its current rules include a 7% profit target for each phase, 8% static maximum drawdown and 4% daily drawdown. The program also has a 35% consistency requirement during the challenge.
One advantage of this structure is that the maximum drawdown is static rather than trailing, which may appeal to traders who prefer a fixed loss limit.
Instant Program
FT+ also offers an Instant simulated funded account, meaning there is no traditional evaluation phase.
The current Instant Program uses a 6% relative trailing maximum drawdown and 6% daily drawdown. Traders can request a withdrawal once they are in profit, subject to the minimum withdrawal conditions and the firm’s review process.
Activation Accounts
One of the newer FT+ options is its Activation Account.
The concept is simple: traders pay $4 to start, complete a one-phase challenge with a 2% target, and pay the larger activation fee only after passing. Current account sizes include $25K, $50K, $100K and $200K.
This is different from a normal evaluation because the main activation payment is made after passing rather than before starting.
Trading Rules
FT+ does not impose a fixed deadline for completing its current evaluations, but accounts can expire if there is no trading activity for 30 days.
News trading and weekend holding are available on supported programs, while traders must remain within the firm’s risk policies.
Breaking hard rules such as the maximum drawdown or daily drawdown can result in account closure.
Drawdown: The Important Part
Drawdown is one of the most important things to understand before choosing a prop firm.
For the current 1-Step Express, the maximum loss is 6% trailing, while the daily loss limit is 4%.
For the 2-Step Classic, the maximum drawdown is 8% static with a 4% daily drawdown.
For the funded Activation Account, FT+ currently lists a 6% trailing maximum drawdown and 3% daily loss limit.
Understanding whether your drawdown is static or trailing can be more important than the headline account size.
Payouts & Reward Splits
FT+ calls its trader payments performance-based rewards because its trading environment is simulated.
For the current Activation Accounts, traders must meet three conditions before requesting a reward:
- At least 10 trading days since the first trade
- At least 3% simulated profit
- No single trading day’s profit can represent more than 25% of total simulated profit
The standard reward split for this program is 80%, and the minimum withdrawal is $50.
The 1-Step Express currently advertises an 80% reward split, with optional upgrades available for traders who want higher splits or different reward frequencies.
Platforms & Leverage
Funded Trading Plus currently supports platforms including MT5 and Match-Trader, depending on the program and location.
Leverage varies by program. FT+ currently lists up to 1:30 on the 1-Step Express and Instant Program, while the 2-Step Classic can offer up to 1:50 for Forex.
Is Funded Trading Plus Legit?
FT+ describes itself as a simulated trading and research firm rather than a conventional broker. Its official materials clearly state that its accounts use virtual funds and that traders can receive real-world rewards based on simulated performance and compliance with its terms.
That distinction matters: a “$100,000 funded account” does not necessarily mean the trader is given $100,000 of withdrawable cash or a live brokerage account.
Independent trader discussions also contain both positive and mixed experiences, so prospective traders should treat individual online testimonials as personal experiences rather than proof of universal results.
Pros & Cons
Pros
- Forex and CFD trading
- Multiple program structures
- 1-Step, 2-Step and Instant options
- No fixed evaluation deadline on current programs
- News trading available
- Weekend holding available on supported programs
- MT5 and Match-Trader
- Activation Account offers a $4 starting challenge
- Regular reward opportunities
Cons
- Rules differ significantly between programs
- Some programs use trailing drawdown
- Consistency requirements apply to certain accounts
- Activation Accounts require a larger payment after passing
- All trading is simulated rather than direct trading of the firm’s capital
Final Thoughts
Funded Trading Plus offers a broad selection of Forex and CFD prop-trading programs in 2026, with different approaches to evaluation, drawdown and rewards.
Its 1-Step Express may appeal to traders who prefer a single evaluation, while the 2-Step Classic uses a static drawdown structure. The Instant Program removes the traditional evaluation, and the newer Activation Account introduces a pay-after-passing model.
The key is to look beyond the advertised account size. Before purchasing, check the daily loss limit, maximum drawdown, consistency requirements, payout conditions, leverage and prohibited-trading rules for the exact program you plan to use.
For the latest pricing and rules, always verify the official FT+ website because prop-firm programs can change over time.
Frequently Asked Questions
Is Funded Trading Plus a Forex prop firm?
Yes. FT+ offers simulated trading programs covering Forex and other CFD markets.
Does Funded Trading Plus offer Instant Funding?
Yes. Its current Instant Program allows traders to begin in a simulated funded environment without completing a traditional evaluation.
Does FT+ allow news trading?
News trading is allowed on supported current programs, subject to the firm’s trading and risk policies.
Does Funded Trading Plus allow weekend holding?
Weekend holding is available on supported programs, including the current 1-Step Express and 2-Step Classic.
Is FT+ a real-money trading account?
FT+ states that its trading accounts operate in a simulated environment using virtual funds. Eligible traders can receive real-world performance-based rewards.
Disclaimer: This review is for informational purposes only and is not financial advice. Prop-firm fees, rules, payout conditions and available programs can change. Always read the official Funded Trading Plus terms before purchasing an account.