Rules, Profit Split, Payouts and Trading Conditions
FundingPips is a proprietary trading firm offering evaluation programs for traders, with account sizes currently ranging from $5,000 to $100,000 under its 2-Step Standard model. The firm provides several reward-cycle choices, allowing traders to select different payout frequencies and profit-share structures.
Its current 2-Step Standard model uses an 8% Phase 1 target followed by a 5% Phase 2 target.
How FundingPips Works
The 2-Step Standard evaluation consists of two phases.
Phase 1
Traders must achieve an 8% profit target and complete at least three trading days, while remaining within the program’s risk limits.
Phase 2
The second phase is designed to confirm consistency after Phase 1.
FundingPips states that its current 2-Step Standard model no longer uses the previous 10% Phase 1 target; the change became effective on July 24, 2026.
Account Sizes
The current 2-Step Standard model lists:
- $5,000
- $10,000
- $25,000
- $50,000
- $100,000
FundingPips also advertises 1:100 Forex leverage for the Standard model.
Reward Structure
One of FundingPips’ most distinctive features is its range of reward-cycle choices.
The current 2-Step Standard model lists:
- Weekly: 60%
- Bi-weekly: 80%
- On Demand: 90%
- Monthly: 100%
The monthly 100% reward structure became effective for evaluation accounts purchased on or after August 15, 2026. However, the 100% option has additional conditions, including a 35% consistency requirement and at least seven profitable days before a reward request.
The On-Demand option also requires a 35% consistency score and at least 2% profit before a reward can be requested.
Therefore, the headline 100% profit share should not be viewed in isolation—the conditions attached to the reward cycle are equally important.
Trade Consistency Rules
FundingPips currently has specific rules around how individual trades and trade ideas are treated.
For example, multiple positions on the same instrument and in the same direction can be grouped together as one trade idea. The firm’s current rules also contain a 10-minute provision that can group a new position with a recently closed losing trade.
This matters particularly for traders who scale into positions or frequently reopen trades on the same instrument.
Profit Concentration
FundingPips currently applies a profit-concentration policy during evaluation.
If a single trade idea accounts for more than 60% of the profit target in an evaluation phase, the trader can still pass the evaluation, but the resulting Master Account will have additional minimum-profitable-day requirements before reward requests.
This does not automatically mean the evaluation is failed, but it can affect future payout conditions.
What Stands Out About FundingPips?
The strongest distinguishing feature is its flexible reward-cycle system.
Instead of having one payout schedule, FundingPips currently allows traders to choose between weekly, bi-weekly, monthly and on-demand structures, with the applicable reward share changing according to the selected option.
That can be useful for traders who prioritize different payout frequencies, but the higher reward percentages come with additional requirements.
What Traders Should Watch
FundingPips has several rules that traders should understand before starting.
Trade grouping, profit concentration, consistency requirements and reward-cycle conditions can influence how a trading strategy behaves under the program.
For example, a trader who relies heavily on one large winning trade may encounter different payout conditions than a trader whose profits are distributed across multiple trading days.
This makes the firm’s rulebook particularly important for traders using aggressive or highly concentrated strategies.
FundingPips Review: Verdict
FundingPips offers a structured two-phase evaluation with multiple account sizes and several reward-cycle options.
Its 2-Step Standard model currently uses an 8% Phase 1 target and 5% Phase 2 target, while the reward structure ranges from 60% weekly to a conditional 100% monthly option.
The firm’s payout flexibility is notable, but traders should look beyond the headline profit-share percentage. The consistency, trade-grouping, profit-concentration and profitable-day requirements can materially affect how and when rewards are available.
For anyone considering FundingPips, the appropriate approach is to select the reward cycle first, then read the exact conditions attached to it before purchasing an evaluation.
Disclaimer: This review is for informational purposes only. FundingPips rules, account conditions, fees and reward structures may change. Verify the current official terms before purchasing.